By downloading, installing, or using the Ma Do application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.
We reserve the right to modify these Terms at any time. Material changes will be communicated via the App or email at least 30 days before taking effect. Your continued use of the App after changes take effect constitutes acceptance of the revised Terms.
Ma Do is a personal finance and planning application that provides:
The App is currently available on Android, with broader platform support possibly expanding in the future.
You must be at least 13 years of age to use the App. By using the App, you represent and warrant that you meet this age requirement.
You are responsible for maintaining the security of your account credentials. You must notify us immediately of any unauthorized use of your account.
One person or entity may not maintain more than one free account.
Ma Do may offer a free tier as well as premium or VIP access. Paid features are processed through Google Play Billing and may include promotional, early-access, subscription, or lifetime offers depending on availability and region.
Billing and Access:
Refunds and Changes:
You agree not to:
The App, including its software, design, branding, and content, is owned by Ipepera and protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes.
You retain ownership of all financial data and content you enter into the App. By using the App, you grant Ipepera a limited license to process this data solely for the purpose of providing and improving the service.
The Mado AI assistant provides financial guidance and suggestions based on the information you share. Mado is not a licensed financial advisor, and the App does not constitute professional financial advice.
You are responsible for the accuracy of the data you enter into the App. The App may store your financial data locally on your device and synchronize it with secure cloud services.
We will not access, use, or share your financial data except as necessary to provide and improve the service, or as required by law.
To the maximum extent permitted by applicable law:
The App uses third-party services including Google Firebase, Google Play Billing, and related Google services for authentication, AI processing, analytics, security, and plan verification. Your use of these services is subject to their respective terms and policies:
We may suspend or terminate your access to the App at any time, with or without cause, and with or without notice. Grounds for termination include but are not limited to:
Upon termination, your right to use the App ceases immediately. You may request deletion of your data by contacting support@ipepera.com.
These Terms shall be governed by and construed in accordance with applicable international laws, without regard to conflict of law principles. Any disputes arising from these Terms or the use of the App shall be resolved through good-faith negotiation before any legal proceedings.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
If you have questions about these Terms, please contact us at:
Email: support@ipepera.com
Developer: Ipepera