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Privacy Policy

Last updated: October 15, 2026

1. Introduction

Ipepera ("we," "us," or "our") is committed to protecting the privacy of every user of Ma Do. This Privacy Policy explains how we collect, use, and safeguard information when you use the Ma Do application ("App"). Our goal is to provide a secure, useful, and trustworthy financial experience while keeping your personal information protected.

2. Data Controller

The data controller responsible for your personal data is:

Ipepera
Email: support@ipepera.com

3. Data We Collect

We collect the following categories of information:

CategoryDetails
Financial Data Transactions, expected and actual amounts, recurring events, goals, wish lists, categories, budgets, and account activity you create inside the App
AI Conversation Data Messages, prompts, and context shared with the Mado AI assistant so it can provide budgeting and planning help
Account & Membership Data Google account identifiers, email address, Firebase user ID, subscription status, and plan-related metadata for VIP or premium access
Billing Data Google Play purchase tokens, order identifiers, and subscription verification data when a purchase or membership is processed
Device & App Information Device model, operating system version, app version, installation identifiers, crash reports, and app performance diagnostics
Usage Analytics App open events, feature usage patterns, session duration, and feature engagement signals collected through Firebase Analytics
Voice Input Voice recordings are processed on-device using Android SpeechRecognizer and are not stored or transmitted to our servers

Data we do NOT collect: We do not access your contacts, camera, location, SMS, call logs, or other unrelated device sensors. The App may request internet, network-state, and notification access for core features, billing verification, and sync services.

4. How We Use Your Data

We use your data for the following purposes:

  • Service Delivery: To provide financial tracking, AI-powered insights, and the core functionality of the App
  • AI Processing: To generate personalized responses via the Mado AI assistant (powered by Google Gemini through Firebase AI)
  • Analytics: To understand how the App is used and improve the user experience
  • Crash Reporting: To identify and fix bugs and stability issues
  • Security: To detect and prevent fraud, abuse, and unauthorized access
  • Communication: To send important service updates and respond to support requests

5. Firebase Services

The App uses Google Firebase, which processes data on our behalf. The following Firebase services are used:

ServicePurpose
Firebase Authentication User sign-in and account management (Google and email authentication)
Firebase AI (Gemini) Processes chat messages to generate AI-powered financial responses
Firebase Analytics App usage analytics and feature engagement metrics
Firebase Crashlytics Crash reports and stability monitoring
Firebase Remote Config Feature flags, app configuration, and update prompts
Firebase App Check App integrity verification and fraud prevention
Firebase Cloud Storage Secure cloud backup of your financial data

Google's processing of data through Firebase is governed by the Google Privacy Policy. Firebase acts as a data processor on our behalf.

6. Data Sharing

We do not sell, rent, or trade your personal data to third parties. Your data may be shared only in the following limited circumstances:

  • Service Providers: Google/Firebase may process data to provide authentication, AI, analytics, app integrity checks, billing verification, storage, and crash monitoring
  • Google Play Billing: Purchase and membership verification data may be exchanged with Google Play and our backend to validate VIP or premium access
  • Legal Requirements: If required by law, regulation, or legal process
  • Security: To protect the rights, property, or safety of Ipepera, our users, or the public

7. Data Retention

We retain your data for as long as your account is active or as needed to provide the service:

  • Account & Subscription Data: Retained while your account exists and as needed to maintain VIP or premium access and compliance
  • Financial & Chat Data: Stored locally on your device and may be backed up to secure cloud services as part of the app experience
  • Analytics Data: Automatically aggregated and anonymized after 26 months by Firebase
  • Crash Reports: Automatically deleted after 90 days by Firebase Crashlytics
  • Billing Records: Retained only as long as required for subscription support, reconciliation, and legal obligations

8. Data Security

We implement industry-standard security measures to protect your data:

  • All data is encrypted in transit (TLS 1.2+) and at rest (AES-256)
  • Firebase App Check with Play Integrity ensures only genuine instances of the App can access backend services
  • Authentication tokens are securely stored using Android's Keystore system
  • We do not have access to your device's encryption keys

While we strive to protect your data, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security.

9. Your Rights

Depending on your jurisdiction, you may have the following rights:

  • Access: Request a copy of the personal data we hold about you
  • Correction: Request correction of inaccurate or incomplete data
  • Deletion: Request deletion of your personal data and account
  • Portability: Request your data in a structured, commonly used format
  • Objection: Object to certain processing of your data

To exercise any of these rights, contact us at support@ipepera.com. We will respond to your request within 30 days.

10. Children's Privacy

The App is not directed at children under 13 years of age. We do not knowingly collect personal data from children under 13. If we become aware that a child under 13 has provided us with personal data, we will take steps to delete it promptly. If you believe a child has provided us with personal data, please contact support@ipepera.com.

11. International Data Transfers

Your data may be processed in countries other than your own, including the United States, where Google/Firebase operates its data centers. These countries may have different data protection laws than your jurisdiction. By using the App, you consent to the transfer of your data to these locations.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be communicated via the App or email at least 30 days before taking effect. The "Last updated" date at the top of this page indicates when the policy was last revised.

13. Contact

If you have questions about this Privacy Policy or wish to exercise your data rights, please contact:

Email: support@ipepera.com
Developer: Ipepera

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